TRID Changes and What it Means For Your Reports

Posted on July 29th 2015

by Tad Buck, Director of Informer Solutions, Entrinsik

If you’re in the title insurance or mortgage business, you know that there are some big changes coming regarding client disclosure forms and how your business explains loan costs to customers. Essentially, the current TIL disclosure, Good Faith Estimate and HUD-1 forms are going away, to be replaced by more itemized, clear forms known as TRID (TILA-RESPA Integrated Disclosure) forms.

If you’d like more information on the new TRID rules or to compare current and future forms, visit

You may be wondering how the new TRID forms are going to affect how your business deals with form information during reporting and analysis. Well, I have good news for you. At the 2015 National Settlement Services Summit (NS3), I made a point to grab the ear of software developers for the main title production systems so I could better understand what will happen to report creation when the new rule goes into effect. What I found out is this:

  1. The current tables we have mapped with the main title insurance systems to Informer for reporting will remain the same;
  2. All that will need to be done after the forms are changed is refresh the tables to grab the new fields (a one-click process);
  3. In the event a new table is added storing the new fees in a different format, we can easily grab the table and appropriately link it to the correct parent table. It takes mere minutes.

What does this mean for your business? It simply means that once the new TRID rule is in effect and you are using the new disclosure forms, all you have to do in Informer is refresh your data source tables and voila! Your new form data is available to capture for reports and dashboards.

I hope this eases some of the concerns with the new TRID implementation. If you have any questions about grabbing the correct tables and fields for reporting on the new data, we will have the directions to make the transition easy for report writers. Just give us a call!

Informer delivers a total reporting solution enabling your organization to collect and analyze important data from title production systems and other data sources. For more details or for your free 30 day trial, visit

Entrinsik will be attending the 2015 American Land Title Association (ALTA) Conference! Join us in October:


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